THE BARATELLI INSTITUTE · Mentoring at Scale
QUANTUM HOUSE × BARATELLI INSTITUTE PARTNERSHIP

Financial-planning tools for the Florida families Quantum House serves.

Quantum House is a Palm Beach nonprofit that provides a place to stay and a community of support for families whose children are receiving treatment for a serious medical condition. The Baratelli Institute is a practitioner-grade financial-decision library. This partnership puts the Institute’s tools alongside the Quantum House Family Financial Planning Workbook — built specifically for families navigating special-needs trust funding, Medicaid and SSI preservation, ABLE accounts, and the medical-expense deduction.

4
Co-branded tools
1
Workbook PDF
Free
No signup
Florida
iBudget & ABLE United

The four co-branded tools

Each tool answers one question, runs the math on your numbers, and gives you the conversation framework to walk into a Florida special-needs attorney meeting prepared.

TOOL 1 · SNT FUNDING
SNT Funding Calculator
How much does the Special Needs Trust need today to support the child for their life expectancy?
Required principal today + year-by-year cashflow waterfall + funding gap (in dollars and percent) + three scenarios (Conservative / Base / Aggressive) side-by-side. Shows the PV math behind the headline.
Open the calculator →
TOOL 2 · ABLE / SNT LAYERING
ABLE vs SNT Layering Tool
When should the family use ABLE, when SNT, when both?
Recommended split of this year’s family gifting, side-by-side comparison on 10 dimensions, and a decision tree for your specific situation. 2026 limits: $19K ABLE annual, Working ABLE addl to FPL, $100K SSI suspension threshold.
Open the tool →
TOOL 3 · MEDICAID CLIFF
Medicaid Cliff Calculator
What happens to SSI and Medicaid if the child receives an inheritance?
Resource-cliff analysis at the $2,000 SSI cap, benefit-loss month-by-month, cost-of-coverage-replacement estimate, and the preserve-benefits playbook through the first-party d4A SNT mechanic. Three paths side-by-side.
Open the calculator →
TOOL 4 · MEDICAL DEDUCTION
Medical Expense Deduction Estimator
How much of the family’s medical spending is actually deductible?
§213(d) qualifying categories, 7.5% AGI floor, special-needs-specific items (specialized schooling, caregiver wages, home modifications), itemize-vs-standard comparison, and the hidden-medical checklist for items families often miss.
Open the estimator →

The Quantum House Family Financial Planning Workbook

The companion PDF the tools point to — a step-by-step workbook covering the four tool topics plus attorney-engagement checklists, the grandparent-gifting memo, the beneficiary-audit template, and the annual review calendar.

FREE DOWNLOAD · FOR FAMILIES
Quantum House Family Financial Planning Workbook (PDF)
Covers SNT funding mechanics, ABLE-vs-SNT layering, Medicaid & SSI preservation, special-needs medical deduction, plus operational templates: beneficiary-audit worksheet, grandparent-gifting one-pager, attorney-meeting prep checklist, annual review calendar. Pairs with the four tools on this page. No signup required.
Download workbook (PDF) →

About the partnership

Quantum House

Quantum House is a caring and supportive home that lessens the burden for families whose children are receiving treatment in Palm Beach County for a serious medical condition. Located near St. Mary’s Medical Center, it provides lodging, meals, and a community of support so families can focus on their child’s care.

A 501(c)(3) Palm Beach, Florida nonprofit.

The Baratelli Institute

A practitioner-grade financial-decision library — 120+ interactive calculators and 22 reference guides — built by Phil Baratelli, CPA, MBA. The Institute’s mission is mentoring at scale: the guides are how Phil would tell you to solve the problem in front of you if he were in the room.

All tools are free; co-branded versions are available to any aligned nonprofit.